Veterans Benefits Banking Program: $300 Welcome Bonus

The Veterans Benefits Banking Program (VBBP) is a partnership between the Department of Veterans Affairs and financial institutions like USSFCU. This program helps veterans securely receive and manage their VA benefits through reliable banking services. As a participating institution, USSFCU provides specialized financial services tailored to veterans' unique needs, including free checking accounts with no overdraft fees, VA mortgage loans and a Bridge to Retirement Loan.

Additionally, our Financial Advisors and Wealth Management Consultants are well versed in TSP, BRS, High-3, CSB & FRS and can help you augment, enhance, fill gaps in your retirement plan or help you plan for specific goals or outcomes. Once you become a credit union member, set up a free consultation with our partners by visiting their dedicated page.

New Member Bonus – Terms & Conditions:

Offer valid January 1 – December 31, 2026. Limit one bonus per member. Must Use Promo Code: BONUS-VBBP. 

To receive the $300 bonus, you must:

• Open a Primary Savings Account with a minimum balance of $5 and pay a one-time $1 membership fee.
• Open a free Senate Checking Account with a USSFCU Visa® Debit Card.
• Make 20 debit card purchases of $10 or more within six months of membership. ATM withdrawals and transfers are not eligible.
• Set up and receive qualifying direct deposits of $500 or more per month for six consecutive months. Qualifying direct deposits include payroll, Social Security, or recurring government/retirement income using your USSFCU routing and account number. Transfers, teller deposits, or wires do not qualify.

To participate, members must apply for membership using Promo Code 'BONUS-VBB'.

All requirements must be completed within six months of membership application. If eligible, the $300 bonus will be deposited into your USSFCU Primary Savings Account within 30–60 days of completing all requirements.

Offer is available to new members only and cannot be combined with other promotions. USSFCU employees, managers, and board members are not eligible. Taxes are the responsibility of the recipient. Terms of this promotion are subject to change and may be modified, suspended, or terminated at any time by USSFCU.

View full offer details

1. Deposits & Savings Solutions

Building a Foundation for Retirement Security

• Checking & Savings Accounts: Manage daily finances with low-fee, high-access accounts.
• Certificates (CDs) & High-Yield Savings: Grow retirement nest eggs with guaranteed, low-risk returns.
• Retirement Accounts (IRAs): Dedicated tax-advantaged savings for post-work life (e.g., Traditional, Roth IRAs).

2. Lending Solutions

Smart Borrowing for Life’s Milestones and Retirement Prep

• Mortgage Loans: Secure or downsize to a retirement-ready home with competitive rates.
• Auto & Recreational Loans: Finance vehicles or hobbies at favorable terms, reducing debt burdens pre-retirement.
• Personal Loans: Consolidate debt or fund retirement-related expenses (e.g., home improvements).

3. Investment & Retirement Tools

Growing Wealth for Golden Years

• Financial Planning Services: Guidance from advisors to optimize retirement portfolios.
• Investment Products: Mutual funds, annuities, or brokerage services tailored for long-term growth.
• Retirement Account Management: Expert oversight for IRAs, 401(k) rollovers, etc.

4. Convenience & Protection Services

Theme Alignment: Simplifying Life and Ensuring Peace of Mind

• Mobile Banking & Online Tools: Secure, anytime access to manage finances from anywhere.
• Insurance Partnerships: Discounts on life, home, and auto insurance to safeguard retirement assets.
• Bill Pay & Budgeting Tools: Streamline expenses and track savings progress.

5. Membership Benefits

Community Support for Every Life Stage

• Competitive Rates: Lower borrowing costs and higher savings yields to amplify retirement savings.
• Financial Education: Workshops and resources on retirement planning, estate planning, and inflation-proofing savings.
• Partnership Discounts: Exclusive deals on travel, tech, and lifestyle services for members.

Why USSFCU for Your Journey?

USSFCU’s mission is to provide personalized, trustworthy support to enhance your financial well-being. By leveraging these products and services, members can:

• De-risk Retirement: Reduce debt, build savings, and invest wisely.
• Simplify Complexity: Consolidate finances and use user-friendly digital tools.
• Prepare for the Unexpected: Insure assets and access emergency funding options.